Buy, Borrow, Die: The Secret Wealth Code They Never Taught You

Buy, Borrow, Die isn’t a meme — it’s the real financial strategy of the wealthy.

While most people are trapped in the “earn, spend, repeat” loop, the elite understand a deeper truth: ownership is the foundation of power. They don’t sell. They leverage.

🏁 Step 1: BUY — Accumulate Productive Assets

Your first move is to buy assets that work for you. Real estate, crypto, stocks, gold, or land — anything that appreciates or generates income.

Every dollar should flow toward ownership, not consumption.

💰 Step 2: BORROW — Use Leverage Without Liquidating

The wealthy don’t sell assets to get cash. They borrow against them — keeping ownership and avoiding taxes.

Loans backed by assets = liquidity without loss.

That’s how billionaires live tax-free.

⚰️ Step 3: DIE — The Generational Reset

When they pass, their heirs inherit with a step-up basis — meaning the tax bill disappears.

That’s not luck. It’s structure.

🚫 When to Sell (and Only Then)

Sell only to upgrade — never to consume.

Flip a low performer for a high producer. Trade speculation for cash flow.

If it doesn’t build your future, hold.

🌱 Start Building Wealth Today

• Buy something that appreciates.

• Borrow against it, not from others.

• Build your legacy structure.

“I own what I build. I borrow from abundance. I never sell my legacy.”

🎧 Background vibe: “Shoe” by Kid Universe ft. Tha Kid Jae